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Uphold is a broker that lets you buy, sell, and trade cryptocurrency, precious metals, fiat currencies, and U.S. equities.

What makes Uphold unique is its cross-asset trading. You can trade between any of the assets it offers, meaning you could trade a cryptocurrency for a stock, or a precious metal for a foreign currency.

In addition to trading, Uphold offers several other financial services, including:

• A debit card called the Uphold Card that lets you pay with any of the assets in your account and earn rewards on your spending.

• Instant fee-free payments to friends and family worldwide.

• Receiving payments from an employer in any currency or combination of currencies you want.

• Withdrawals to bank accounts in over 30 countries or to private crypto wallets.

• A staking program to earn rewards on your cryptocurrency balances.

• Integration with Brave, a free browser that allows you to earn Brave Rewards paid in the Basic Attention Token (BAT) cryptocurrency.

Fees overview

Uphold charges 0% deposit fees, 0% withdrawal fees, and no trading fees. Instead of trading fees, it charges a spread based on the type of asset you're trading. Here's the typical spread Uphold charges U.S. investors for each of the assets it offers:

Type of asset Spread

Cryptocurrencies	0.8%-1.2% (can be significantly higher for low-liquidity cryptos and tokens)
Precious metals	3.0% on top of the bid-ask prices at Uphold's supplier
Major fiat currencies	0.2%
U.S. equities	1.0%

Data source: Uphold

Spreads can vary based on market conditions. Uphold's cryptocurrency spread, in particular, depends heavily on what you're trading. Larger cryptos, such as Bitcoin and Ethereum, normally fall into that 0.8% to 1.2% range. Smaller cryptos could cost more.

Uphold mentions that spreads can be significantly higher with the following cryptocurrencies:

• XRP (XRP)

• Dogecoin (DOGE)

• Zilliqa (ZIL)

• Orchid (OXT)

• Universal Protocol Token (UPT)